mosbet casino1win apostasparimatch1win aviator1 winmosbetpin up1win casinopin upmostbet kz1win slotpin up betlacky jetmosbet4rabet pakistanpin upmostbet casino1win1win1 win aviatormostbet indiapin up casino1win casino4rabetlucky jet casinomostbet az casinoparimatchpin up azlucky jetmosbetaviator1win lucky jet1 win azpin-upmostbet kz4era bet1win aviatorpin up india4rabet bdmosbet casino1win cassinomostbet kzmostbet casinopin up india1 winlucky jetpin up kzlucky jetmostbet kzmosbet1win

401(k) Guide

Welcome to the 401(k) Plan Fix-It Guide. We often hear many questions and see many mistakes when it comes to 401(k) plans and wanted to give you a monthly update with the most common mistakes and solutions, along with some fun BBQ and drink recipes to brighten up your year.

January 2017

Mistake: You haven’t updated your plan document within the past few years to reflect recent law changes.

February 2017

Mistake: You didn’t base the plan operations on the terms of the plan document. Failure to follow plan terms is a very common mistake.

March 2017

Mistake: You didn’t use the plan definition of compensation correctly for all deferrals and allocations.

April 2017

Mistake: Employer matching contributions weren’t made to all appropriate employees.

May 2017

Mistake: The plan failed the 401(k) ADP and ACP nondiscrimination tests.

June 2017

Mistake: Eligible employees weren’t given the opportunity to make an elective deferral (exclusion of eligible employees).

July 2017

Mistake: You didn’t base the plan operations on the terms of the plan document. Failure to follow plan terms is a very common mistake.

August 2017

Mistake: You haven’t timely deposited employee elective deferrals.

September 2017

Mistake: Participant loans don’t conform to the requirements of the plan document and IRC Section 72(p).

October 2017

Mistake: Hardship distributions weren’t made properly.